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Homestar Financial Corporation is licensed as a Nationally approved usda lender for the Rural development single family housing guaranteed mortgage program, a HUD Correspondent Mortgagee #1897400009, and VA # 64103600000. These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Mortgage points are a fee you can pay at the start of the mortgage to lower your interest rate for the duration of your fixed-rate mortgage. Each point costs 1% of your total loan amount. The interest rate reduction depends on the lender, but it is common to lower your interest rate by 0.25% in exchange for every point purchased.
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